We are, and our service providers may be, located in the United States. You acknowledge that if you reside outside the U.S., your personally identifiable information will be transferred to the U.S., and processed and stored there under U.S. privacy standards. Each time you utilize the Site(s) and /or the Service and are providing information to us, you consent to such transfer to, and processing in, the U.S. and you acknowledge that the governments, courts or law enforcement or regulatory agencies in the U.S. may be able to obtain disclosure of that personal information through U.S. laws.
Why do we gather information?
We gather, use and disclose information that allows us to: provide and administer the products and services that you request and enrolling you in programs you request and communicating with you about your use of our products and services; provide you the optimal experience with the Site(s) and the Service and to help us better understand what products and services you're most interested in.
We also collect your personal information to communicate with you and to manage your User account if you have one. To do this, we collect information that helps us understand your needs and preferences.
We will only use or disclose your personal information for the purposes set out in this policy and as otherwise authorized or required by law.
What type of information do we collect and how is it used?
Consumer Information. The contact information we collect comes directly from you.
The types of information we collect include the following:
We may collect this information when you register in our community at myota.masters.money, complete an Masters MoneyMembership registration form, sign-up for a Free Half-Day Class, purchase audio or video content from us, or fill out any other form on any of the Site(s) or through the Service or provide such information to one of our Educational Counselors or Instructors. We may also collect information that you provide about others, such as through a refer-a-friend program or on a friend/spouse who may be attending a class or workshop with you.
If you provide us with your postal address, you may receive periodic mailings from us with information on new products and services or upcoming events. If you do not wish to receive such mailings, please let us know by sending us an email at [email protected] or by calling us toll-free at (866) 939-4958 or outside the U.S. at 011-949-608-7424.
Except as specified for the efficiency of use of the community site at community.masters.money, when you initially provide your contact information to us you will be given the choice of receiving periodic email communications from us or opting out of email communications. If you initially consented to receiving emails from us but would now like to change your preference, please let us know by sending us an email at [email protected] or by calling us toll-free at (866) 939-4958 or outside the U.S. at 011-949-608-7424.
Persons who supply us with their telephone numbers may receive telephone contact from us with information regarding new products and services or upcoming events. If you do not wish to receive phone calls from us in the future, please let us know by sending us an email at [email protected] or by calling us toll-free at (866) 939-4958 or outside the U.S. at 011-949-608-7424.
Community. Users who register for our community website at community.masters.money may receive announcements and administrative messages via email and other types of direct messages as part of this service. These communications are part of the community service and you may not be able to opt-out of receiving them. If you register for membership at the community website, by default your full user name and your profile image (if you elect to provide one) will be visible to other visitors and members of the community site. You may edit your privacy setting to make this information available only with other members you choose to connect with ("Friends").
Do we share information collected with other third parties?
Again, we take your privacy very seriously and are committed to keeping your information safe and secure. We do not sell, license, lease or otherwise disclose your personal information to any third party for any reason except as noted earlier and as described below:
The information we collect may be disclosed when we are legally required to do so, at the request of governmental authorities conducting an investigation, to verify or enforce compliance with the policies governing our website and applicable laws, or to protect against misuse or unauthorized use of our website.
You should also be aware that when Personally Identifiable Information is voluntarily disclosed (i.e. your name, e-mail address, etc.) in the discussion forums or other public areas on the Site(s) or Service, that information, along with any information disclosed in your communication, can be collected and used by third parties and may result in unsolicited messages from third parties. Such activities are beyond our control and this Policy does not apply to such information. Any submissions to chat rooms or other public areas on the Site(s) are accepted with the understanding that they are accessible to all third parties. If you do not want your comments to be viewed by third parties, you are advised not to make any submissions. Ultimately, you are solely responsible for maintaining the secrecy of your password and/or account information. Please be careful and responsible whenever you're online.
How do we protect and secure the information you provide to us?
This site has security measures in place to protect the loss, misuse and alteration of the information under our control. The transfer of confidential information such as credit card numbers and financial data are communicated via state of-the-art encryption. Our Web server and database reside behind a firewall in a secure datacenter with offsite backup and fire protection.
Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect your Personally Identifiable Information, you acknowledge that: (a) there are security and privacy limitations of the Internet which are beyond our control; (b) the security, integrity and privacy of any and all information and data exchanged between you and us through this site cannot be guaranteed; and (c) any such information and data may be viewed or tampered with in transit by a third party.
Our Policy Towards Children
Neither the Site(s) nor the Service are directed to persons under 18. If a parent or guardian becomes aware that his or her child has provided us with personally identifiable information without their consent, he or she should contact us at [email protected]. We do not knowingly collect personally identifiable information from children under 18 without parental consent. If we become aware that a child under 18 has provided us with personal identifiable information without parental consent, we will delete such information from our files and terminate that individual's use of the Service.
Any inquiries or questions regarding this Policy should be directed in writing to our privacy officer at [email protected].